If you’re an entrepreneur or investor, you know that managing money is not an easy thing. But now, a new revolution is happening. DeFi development companies are now focusing on installing treasury management features in DeFi solutions. This innovation is now changing the concept of how businesses store, use, and share digital assets.
This article will take you through the evolution of new treasury management. Why it is important, and what pitfalls to avoid if you plan to use DeFi for treasury management.
Let’s dive in!
DeFi was once primarily focused on trading, yield farming, and speculation. Today, it’s growing into a tool for serious treasury work. And, innovative DeFi development companies are the ones that make this happen.
Here are the key developments:
What’s New: The Move Toward DeFi-Powered Treasuries
Businesses won’t adopt DeFi without clear benefits. Here are some statistics that show why many are turning to DeFi for financial management.
- In 2025 Q2, the Total Value Locked (TVL) in DeFi is approximately US$123.6 billion. And, about 40% of the locked assets are stablecoins (Source: CoinLaw).
- DeFi is experiencing consistent growth now. And, the DeFi market is projected to achieve $78.49 billion by 2030. And, corporate/institutional treasury workflows are included in the segment of growth in this market (Source: Mordor Intelligence).
All these figures indicate that there is a demand. Businessmen are taking notice: DeFi development company are not offering experimental protocols. They are providing a real tool for corporate cash and asset management.
How DeFi Development Companies Support Treasury Management
The DeFi development services team is creating platforms, integrations, and workflows that help businesses manage treasury risk and yield. And, it reports in a way similar to traditional finance.
Here are some of the most helpful features on the DeFi product to manage users’ treasuries:
- Custodial and security systems integrating institutional custody and smart contract wallets.
- On-ramps/off-ramps to convert fiat into stablecoins and vice versa, and compliance (KYC, AML) is built in.
- Automated yield strategies: These automatically use idle assets. They put unused funds into lending platforms, liquidity pools, and stablecoin pools. This helps earn returns without needing to move the money by hand.
- Risk management tools: multisignature approvals, whitelisting addresses, limit setting, and compliance checks.
- Accounting & reporting modules: auto snapshots, audit trails, tax format export, and financial reports.
All these are parts of DeFi development services. They let a company treat crypto reserves more like cash reserves.
Possible Workflow: How a Business Could Use DeFi Treasury Strategy
In order to make you visualize it, here is an example of a workflow that a business can use:
- Decide on what percentage of reserves to move to crypto/ stablecoins (e.g., 10-30%). And, do this after ensuring that cash requirements to fund daily operations are kept in fiat.
- Use an exchange or institution to exchange fiat for stablecoins.
- Transfer stablecoins to a multisig or custodial smart wallet.
- Automate allocation: some stablecoin lending, some in liquidity pools. And, some in tokenized real-world assets, maybe, etc. Rebalance periodically.
- Follow-up risks: audits of smart contracts, network risk, and exposure to volatile tokens.
- Create reports on a regular basis. And, integrate it with the traditional treasury tools (ERP, spreadsheets, audit systems).
Why This New Trend Is Important for DeFi Users?
This is not just theoretical. When done properly, treasury-as-deFi can have an actual positive impact for users:
Higher yield on idle assets. The interest rates on DeFi stablecoins could be significantly higher .
Faster cross-border transfers. Stablecoins move globally with fewer intermediaries and delays.
More control and visibility. With the right tools, you can see balances, risks, and compliance all on dashboards. This is much simpler than creating reports manually.
Risks and Downside: What You Can’t Ignore
If you are thinking of using DeFi development services in your treasury, these risks are real. Let me list them clearly:
- Smart contract risk. Even audited contracts may have bugs. Losses from exploits still happen.
- Regulatory risk. Different countries treat digital assets differently. Rules about stablecoins, taxes, and disclosures differ. If regulation shifts, what you thought was compliant may not be.
- Liquidity and slippage risk. Moving big amounts into/out of pools can have fees or loss. Some DeFi pools don’t have enough depth.
- Volatility in non-stable assets. If you drift into volatile tokens (for yield), sharp moves can wipe gains.
- Counterparty and operational risk. Custody failure, key loss, mis-configured multisig setups, or hacks can cost heavily.
You should not dive headfirst. Test small. Use pilots. Ensure backups. Use insurance or risk mitigation where possible.
How to Evaluate DeFi Development Services Providers
Do they use audited smart contracts?
Yes, reputable providers use audited contracts. You should ask who performed the audits and how often they refresh or update these audits to ensure ongoing security.
Do they support multisignature wallets or institutional custody?
Good providers offer multisig or institutional custody solutions to enhance security. It’s also important to ask what procedures are in place if keys are lost or compromised.
Are KYC and AML compliance features included?
Yes, compliant providers integrate KYC (Know Your Customer) and AML (Anti-Money Laundering) checks where required. They should also be able to generate reports that support financial audits.
Which blockchains, pools, and protocols do they support?
The best providers support multiple chains and a variety of liquidity pools and protocols. Ask how they manage risks like slippage and the handling of large trades to protect your assets.
Is there governance and control over roles and approvals?
Yes, strong governance means separating roles and enabling multiple approval levels for transactions to reduce risks of unauthorized actions.
How transparent are they about performance and fees?
Reliable providers report important metrics such as yields, risk exposures, and contract statuses. They are also open about fees and any potential failure points in the system.
What’s Likely to Happen Next
Here are some directions I expect this field to move in, based on current trends:
- Deeper integration with traditional treasury tools. Expect ERP systems, accounting software, financial dashboards to plug in directly to blockchain protocols.
- More regulated stablecoins and clearer frameworks. Many jurisdictions are building laws around stablecoins now; improved clarity will make treasuries more comfortable using them.
- Hybrid models. Not fully on-chain or fully fiat. Businesses will use a mix: custodial solutions plus programmable wallets.
- Standardization of metrics and reporting. Because TVL measurement, yield reporting, and risk metrics now vary a lot, there will be pressure for industry standards.
- Increased insurance and risk mitigation products. As more value flows in, insurance providers will offer policies for smart contract failure, asset theft, etc.
Practical Steps If You Want to Try It
If you are exploring, but not ready to commit fully, try this:
- Start with a small stablecoin allocation (e.g. 1-5% of your treasury).
- Use a trusted Defi development solutions for that small piece. Do tests: transfers, yield, reporting.
- Always keep enough traditional fiat liquidity for operations.
- Monitor regulatory changes in your country, especially for stablecoins and crypto assets.
- Build internal policies: who approves transfers, who audits the contracts, who handles key recovery.
Final Thoughts
The move by DeFi development companies into treasury work is more than a fad. The data (TVL, wallet growth, stablecoin share) shows this is becoming a mainstream tool. But it is a tool with trade-offs.
If you are an entrepreneur, you have much to gain: higher yield, faster transfers, global reach. But you also need strong guardrails. Using DeFi development services is not about replacing banking overnight; it is about adding optionality and efficiency.
If you take a careful approach by starting small, you can manage risks better. Make sure to have strong security and follow all rules. Also, spread your risks to protect your assets. Doing this can turn your treasury into a real advantage. In today’s fast-moving business world, being flexible like this really matters.
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